Personal Lines

Insurance should provide full protection at a price you can afford.  At Kratzer Insurance we will work hard to find a policy that meets your individual needs and fits your budget. 

• Automobile
• Boat Owners
• Farm Owners
• Flood Insurance
• Homeowners
• Inland Marine
• Motorcycle Coverage
• Recreational Vehicles
• Umbrella

Life & Health

• Health Insurance
• Life Insurance-Term and Whole Life
• Disability

Commercial Lines

Custom fit to meet your commercial insurance needs. Each business is different; your insurance coverage should fit your individual needs.  By offering several levels of deductibles and coverages, as well as a host of payment plans, we can customize a policy that will work for you.

• Property
• Business Owners Packages
• Liability
• Worker's Compensation
• Builders Risk
• Commercial Auto
• Inland Marine
• Boiler & Machinery
• Crime
• Bonds
• Flood
• Business Interruption and Extra Expenses
•  Special Events Coverage